|
Types of Information
We Collect
CashApply.com collects
both “personally identifiable information”
and “non-personally identifiable
information” from or about users
who use cashapply.com to apply for a cash
advance loan via the internet.
Personally
Identifiable Information
CashApply.com collects
several types of information that may
identify a particular individual (“personally
identifiable information”). We collect
personally identifiable information when
you provide it to us through your use
of the site, such as by completing one
or more stages of an application form
to apply for a loan from a lender participating
in our lender network (“participating
lenders”) or by sending questions
to us via the web site. The types of personally
identifiable information we collect include:
name, physical address, telephone number,
social security number, email address,
date of birth, driver’s license
number and state, information about home
ownership, citizenship status, employment
information, active military information,
amount and frequency of pay checks, and
info about your banking account.
Non Personally
Identifiable Information
Non-personally identifiable
information is anonymous information that
cannot be associated with a specific individual.
The types of non-personally identifiable
information that we collect (either directly,
through the use of “cookies,”
or through the use of a third party tracking
system) include: the IP address of the
computer making the request; your browser
type and language; access times; information
about areas of the site visited by users
of the site; information about the links
that users may select to visit on the
site. IP addresses are not usually associated
with your personal computer, but with
a portal through which you accessed the
Internet. IP addresses are not linked
to personally identifiable information.
A “cookie” is a piece of information
a web site sends to your computer while
you are viewing the web site to remember
who you are without personally identifying
you.
CashApply.com may share
this non-personally identifiable information
only in summary form with its suppliers
and other third parties for the purpose
of web site statistical and trend analysis.
This information is not linked to any
personally identifiable information that
can identify an individual person.
Information
Collected by Third Parties
We may allow third
parties, including advertising partners
and payday loan lenders, to display advertisements
on our site. These companies may use tracking
technologies, including cookies, to collect
information about users of our site who
view or interact with these advertisements.
CashApply.com does not provide personally
identifiable information to these third
parties.
How We Use
Personally-Identifiable Information
We use the personally-identifiable
information you provide to us through
this site in order to deliver the products
or services you have requested; provide
you with customer support; verify or review
your application information to determine
whether it meets eligibility requirements
for participating lenders; communicate
with you by email, postal mail, telephone,
and/or mobile devices about products or
services that may be of interest to you
either from us, our marketing partners,
or other third parties; display advertising
tailored to your interests or background;
perform data and statistical analysis
on use of the web site; enforce our terms
and conditions, and perform any other
functions otherwise described to you at
the time we collect the information.
We may review and use
your financial information and your social
security number to match you with participating
lenders in our loan network or other third
party lenders with whom we have a business
relationship. We may also review your
financial information and social security
number to verify your identify and protect
against possible fraudulent transaction.
Sharing Your
Personally Identifiable Information
CashApply.com may
share your personally-identifiable information
(including, without limitation, your financial
account information and social security
number) with lenders participating in
our lender network and other third party
lenders with whom we have a business relationship.
These third party lenders may use your
personally-identifiable information to
offer you a payday loan or to communicate
with you about other business or marketing
offers. In addition, we may share your
personally identifiable information (not
including your financial account information
and social security number) with unaffiliated
third party marketers and list managers
with whom we have a business relationship.
Any third parties with whom we share personally-identifiable
information may have their own policies
which describe how they use and disclose
your information. Those policies will
govern the use, handling, and disclosure
of your information once we have transferred
or shared it with those third parties
as described in this Policy or our Terms
and Conditions.
Information
Disclosure Continued
CashApply.com will
disclose your personally-identifiable
information in response to a subpoena
or similar investigative demand, a court
order, or a request for cooperation from
a law enforcement agency or other government
agency; to establish or exercise our legal
rights; to defend against legal claims;
or as otherwise required by law. We will
disclose your personally-identifiable
information when we believe disclosure
is necessary to investigate, prevent,
or take action regarding illegal activity,
suspected fraud or other wrongdoing; to
protect and defend the rights, property,
or safety of our company, our employees,
our web site users, or others; or to enforce
our website terms and conditions or other
agreements or policies. In addition, in
the event that all or substantially all
of CashApply.com’s stock and/or
assets are transferred or sold to another
entity, CashApply.com may transfer personally-identifiable
info to the acquiring entity.
Links to Third
Party Web Sites
We may provide links
or automatically redirect you to third
party web sites that do not operate under
this Policy. For example, if you click
on an advertisement presented on our site,
you may be taken to a web site that CashApply.com
does not operate or control. You should
review the privacy statements and terms
of use of all third party web sites you
access. These third party web sites may
independently solicit and collect information
from you. On occasion, those third party
web sites may provide us with information
about your use of those sites.
CashApply.com
Privacy Changes
CashApply.com’s
policies, content, information, promotions,
disclosures, disclaimers and features
may be revised, modified, updated, and/or
supplemented at any time and without prior
notice at the sole and absolute discretion
of CashApply.com. Changes to this Policy
will be posted on the CashApply.com web
site and we will revised the “last
updated” date at the top of this
policy. You should review this Policy
each time you access the web site. If
we make any material changes in the way
we collect, use, and/or share personal
information that may impact you, we will
notify you by sending an email to the
email address you most recently provided
to (unless we do not have an email address
for you) and/or by prominently posting
notice of the changes on this web site.
Children’s
Privacy
Our web site is
not intended for use by children under
the age of 13. We do not knowingly collect
personally-identifiable information from
children under the age of 13.
Your Personal
Security
CashApply.com has
put in place physical, procedural, and
technological security measures to help
prevent unauthorized access to and improper
use of the information we collect online.
For example, only authorized employees
and authorized third parties are permitted
to access personally-identifiable information,
and they may do so only for permitted
business functions. No web site or Internet
network can be completely secure. Although
we take steps to secure your information,
we do not guarantee, and you should not
expect, that your personal information,
searches, or other communications will
always remain secure.
Accessing
Your Personally-Identifiable Information
If you would like to review and/or request
changes to the personally identifiable
information that we have collected about
you through your use of the CashApply.com
web site, please contact us by writing
or sending email to the addresses below.
Contact Us
If You Have Further Questions
If you have questions,
comments, or concerns regarding our Privacy
Statement, please write to us or send
us email |
