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Frequently Asked Questions

What Is A Cash Advance Loan?
Cash Apply enables you to get emergency cash when you need it most. This is usually between your payday. Simply complete our fast online application to receive up to $1000. The application process is 100% automated and you can receive cash as soon as tomorrow* if you qualify.

How Does This Process Work?
Our application procedure is very simple, you just complete the online application form which is available on our website and submit it. The application process is instant and we take an immediate step to process your request electronically. You will receive a confirmation page with the contract details of your requested loan amount if you are approved for your request.

What Can The Loan Be Used For?
The loan amount borrowed can typically be used for anything such as emergency needs, bill pay, car repairs etc. Online Cash Lenders will not ask you what you plan to use the loan for when you apply online at Cash Apply. Your personal privacy is our #1 priority.

How Much Money Can I Borrow?
The amount of money you are approved for depends on the information you provide during your online application. You can request up to $1000 online. It is important to complete the loan application as accurately as possible in order to be approved for a cash loan.

When Do I Receive The Funds?
Transfer times may vary by service providers. If you complete the loan application accurately this will enable you to expedite your loan process. It is also important to mention that you should be available at the phone number provided incase additional information is requested.

Is This Online Application Free?
The application process is free and no fee will be charged to apply at Cash Apply. We do not charge you for submitting online loan requests.

When Do I Repay The Loan?
Lender underwriting procedures will vary by service providers. Be sure to read the terms of the online loan presented to you. You are under no obligation to take out a loan if you do not agree to the terms of the loan and repayment conditions which accompany it. Finally, lend responsibily. Cash Advance loans are not a long term financial solution. These types of loans should be used only when truly needed.

Does It Matter If I Have Bad Credit?
Applying online for a cash advance at cash apply is easy. Regardless of the nature of your credit whether it be poor credit, little credit, or no credit you can still get accepted and approved for a cash advance. Cash advances typically do not perform credit checks on the 3 major credit bureaus which report your credit score. Instead they use CL Verify.

How Do I Qualify For A Cash Advance?
The qualification process for your cash advance loan is simple. If you have a job or regular source of income that exceeds $800 dollars per month, your a u.s. citizen and atleast 18 years of age you qualify. Keep in mind military loans will be not be accepted as the law prohibits cash advance lenders from lending to military personal.

Do You Perform Credit Checks?
Cash advance lenders typically do not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Participating lenders may, among other things, verify your social security number and review your information against national databases (such as Teletrack, DP Bureau or DataX) that track consumer transactions with lending institutions.

* Most lenders fund the next business day.

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